The services you require along with the degree of complexity will determine the time involved and therefore the cost (based on our $240 or $320 hourly rate). As part of the free initial consultation, a firm quote customized to reflect your questions and financial profile is provided before any initial services are rendered. Call our office today at (630) 681-0700 and arrange a no-charge introductory meeting

 

Cash Flow SERVICES	FFR	Level 1	Level 2	Level 3	Level 4	Level 5
Level and vehicle for emergency fund	x	x	x	x	x	x
How/when to pay off debt	x	x	x	x	x	x
Employment benefits review	x	x	x	x	x	x
College education planning	x	x	x	x	x	x
401(k) and IRA contributions	x	x	x	x	x	x
Five year cash flow projection		x	x	x	x	x
Retirement projections		x	x	x	x	x
Income tax planning		x	x	x	x	x
Home purchase decision			x	x	x	x
Charitable giving strategy			x	x	x	x
Social security planning			x	x	x	x
Pension election planning			x	x	x	x
Retirement withdrawal planning			x	x	x	x
Timing of retirement			x	x	x	x
"Windfall" planning (inheritance, business sale, severance, etc.)			Basic	Low	Medium	High
Stock options/restricted stock strategies				Low	Medium	High
Deferred compensation strategies				Low	Medium	High
Small business retirement plan selection				Low	Medium	High
Pre-65 healthcare planning				Low	Medium	High
Job/career change evaluation				Low	Medium	High
Investments SERVICES	FFR	Level 1	Level 2	Level 3	Level 4	Level 5
Asset class allocation	x	x	x	x	x	x
Specific advice for current employment retirement plan only		One
Specific advice for multiple retirement accounts			Few	Some	Many	A lot
Specific advice for multiple retirement & taxable accounts			Few	Some	Many	A lot
Guidance on variable annuities				One	Few	Many
Insurance SERVICES	FFR	Level 1	Level 2	Level 3	Level 4	Level 5
General advice on types & amounts of life insurance	x
Specific advice on types & amounts of life insurance		x	x	x	x	x
General property/casualty liability, disability and long term care advice		x	x	x	x	x
Specific advice on existing "term" only life insurance policies		x	x			x
Specific advice on  existing "term" and permanent life insurance policies			x	x	x	x
Long term care cash flow analysis					x	x
Estate SERVICES	FFR	Level 1	Level 2	Level 3	Level 4	Level 5
Basic estate planning advice	x	x	x	x	x	x
Estate design		x	x	x	x	x
Review of existing documents			x	x	x	x
Charitable estate planning				x	x	x
Estate settlement advice					x	x
Irrevocable Trusts						x